The easiest Solo 401k experience, guaranteed.
Unlock the largest tax deduction available for the self-employed, up to $66,000. Our intuitive platform is built to make your Solo 401k experience 5x easier. If we don’t live up to this promise, you’ll receive a full refund plus $100 – that’s the Solo Capital Guarantee.
Invest in virtually anything
Your Solo 401k makes you the CEO of your money with access to a full range of investment options so you can grow your money faster.
Solo 401k by Solo Capital
The ultimate retirement plan for businesses of one.
Discover the simplicity and power of Solo Capital, your gateway to unlocking the full potential of your Solo 401(k). Effortlessly make contributions, open bank and brokerage accounts, and diversify across asset classes – all within a visually stunning, user-friendly dashboard
Buy Private Investments Instantly
Fully Integrated Banking
Reach your financial goals, ahead of schedule
Leverage larger contribution limits, tax-free compounding, and access to alternative assets to build wealth up to 3X faster.
* Illustration assumes net earnings from self employment of $148,000/yr, maximum Solo 401k contributions of $56,000/yr and investment growth of 12%/yr with alternative investments; compared to maximum contributions into IRA of $6,000 and SEP IRA of $37,000 with compound annual growth rate equal to that of S&P 500 in 2000-2018, including dividends, which is 4.83%.
What our clients are saying
Thousands of solopreneurs trust Solo Capital.
I was actually surprised at how easy and seamless the process was. Love the automation.
Setup your Solo 401k in 5 minutes or less.
Get immediate Solo 401k access at a single affordable price. No hidden charges or management fees.
Frequently Asked Questions
There are two elements needed to qualify for a Solo 401k:
1) The presence of self-employment business activity and
2) the absence of full-time employees. Please see our page on Solo 401k
To find out if a Solo 401k is a good fit for you, see if you qualify.
Yes, your retirement funds are safe with Solo Capital. We prioritize the security of your funds above all else. Here’s how we ensure the safety of your retirement savings:
Regulatory Compliance: Solo Capital is fully compliant with all relevant regulations and standards. We’re registered with the U.S. Securities and Exchange Commission (SEC), ensuring we adhere to the highest standards of conduct and transparency.
Secure Technology: We use state-of-the-art encryption and security measures to protect your data and funds. Our platform employs bank-level security protocols, ensuring your information and investments are safeguarded.
Insurance Protection: Our brokerage services are provided by a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). This means your investments are protected up to $500,000, including $250,000 for cash claims.
Trustee Control: With a Solo 401k, you are the trustee of your plan. This means you have direct control over your funds and investments at all times. Even in the unlikely event that Solo Capital were to go out of business, your 401(k) and trust would remain in existence, and all funds would remain under your control.
Transparent Practices: We believe in complete transparency. We don’t have any hidden fees and we always keep you informed about any changes that might affect your account.
In summary, Solo Capital is committed to maintaining the highest level of security to keep your retirement funds safe. We’re here to support your financial journey and help you grow your retirement savings with confidence.